It’s easy to go a little—or a LOT—crazy during the holidays when it comes to overspending. Sometimes cutting back a bit in January so you can pay down your debts is the most sensible thing to do. But what if you’re really overdone it and your bank account is seriously hurting from a major spending hangover? Then you need to take more drastic measures. Here are five things you can do now to get your finances back on track in 2018. Sell off those gift cards! If you’re in debt u